Welcome to ruthslingo.com, operated by Slingo Financial Services LLC (“Company,” “we,” or “us”). Please read these Terms carefully, as they govern your use of our Website, including any content, resources, and services offered through it.
1. Acceptance of Terms
By accessing or using this Website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use our Website.
You confirm you are at least 18 years old and legally able to enter a binding agreement.
2. Services Overview
Slingo Financial Services LLC provides life insurance guidance, wealth-protection strategies, and educational resources designed to help clients understand financial options. All content is for informational purposes only and should not be interpreted as personalized financial or legal advice.
3. Changes to Terms
We may update these Terms from time to time. Updates are effective immediately upon posting, and continued use signifies your acceptance of the revised Terms.
4. Website Content & Intellectual Property
All text, logos, images, graphics, and materials on this Website are the property of Slingo Financial Services LLC or its licensors and are protected under U.S. copyright and trademark laws.
You may not copy, distribute, or modify any material from this Website without prior written consent.
“Slingo Financial” and the Slingo Financial logo are registered trademarks of Slingo Financial Services LLC.
5. No Financial or Legal Advice
Information on this Website is provided for educational purposes only. It should not be relied upon as professional financial, tax, investment, or legal advice. Always consult a licensed professional before making any insurance or financial decision.
6. Limitation of Liability
To the fullest extent permitted by law, Slingo Financial Services LLC is not liable for any damages (direct, indirect, incidental, or consequential) arising out of your use or inability to use the Website or its content.
7. Links to Other Websites
Our Website may contain links to third-party websites. These are provided for convenience only. We are not responsible for the content, policies, or practices of any linked websites.
8. Online Purchases and Services
If you purchase or register for services through our Website, additional Terms of Purchase and Refund Policy apply (see below).
9. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Texas. Any dispute shall be brought in the appropriate state or federal courts located in Harris County, Texas.
Purchases made through ruthslingo.com or during consultations with Slingo Financial Services LLC are final unless otherwise stated in writing. Certain financial products, such as insurance policies, are regulated by the issuing carrier’s terms and state insurance laws.
2. No Earnings or Outcome Guarantee
We do not guarantee financial outcomes, approval for insurance coverage, or performance of any product. All insurance and financial products are subject to underwriting and carrier approval.
3. Refunds
Digital or educational materials (e.g., guides, downloads, webinars) are non-refundable once delivered.
If you believe a charge was made in error, contact [email protected] for review.
4. Force Majeure
We are not responsible for delays or failure in performance caused by circumstances beyond our reasonable control (including acts of God, communication failures, or governmental restrictions).
